Ngern Tid Lor stands with Thais, slashing interest rates to a low 19% per year.

“Ngern Tid Lor” moves forward standing by Thais to alleviate debt burdens, launching the campaign “Ngern Tid Lor Slashing Interest from 24% to 19% p.a.” for car and pickup truck title loan applicants from 20 Oct 25 - 31 Dec 25. Ready to receive the “Tidlor Card” to keep for peace of mind in emergencies, helping to reduce the interest burden on borrowing for the public during the year-end period.

In an uncertain economy affecting people's income and liquidity, many families have to bear debt burdens while many financial institutions are tight and increasing strictness in lending, affecting people who need loans. Ngern Tid Lor Public Company Limited therefore launched a special interest rate reduction campaign to 19% per year as an option to alleviate debt burdens for Thais, reducing interest from the original 24% to only 19% per year (effective rate) or equivalent to a flat rate of only 0.89% per month. This is considered lower than general personal loan interest rates of 25% per year and even lower compared to nano-finance loans at 33% per year. Although compared to credit card interest at 16% per year, it might be higher, vehicle title loans on average can provide higher capital amounts and allow for lower monthly installment payments than credit card minimum payments. Therefore, it is a good alternative for full-time employees to use this opportunity to manage their expenses, help reduce monthly repayment burdens, increase financial liquidity, and better manage their own debt burdens.

At the same time, this campaign presents stories through 2 new VDO Content pieces directed by Thór Thanonchai Sornsriwichai, a famous advertising film director, conveying the emotions of stress, pressure, and distress of the people with true understanding. This is another time that “Ngern Tid Lor” reinforces its business intention, focusing on creating fair and transparent financial opportunities for people to let their lives roll on.

**Conditions are as specified by the Company. Borrow only as necessary and within repayment ability. Interest rate 12-24% per year (as of 18 Apr 25)**