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Motorcycle Title Loan
& Refinance

Low Interest Starting from 12% per year
Fast approval, keep using your motorcycle, no need to transfer ownership, get money fast, convenient through app!
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Apply for a Motorcycle Title Loan

  • Receive both cash and card
  • Accessible 24 hours
  • Fast approval, no guarantor required

Has your vehicle been fully paid off?

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Loan Amount Examples
Application Process
Why Choose Our Loan
Applicant Requirements and Required Documents
Frequently Asked Questions
Why do over 2 million customers choose Tidlor?
Reviews from over 50,000 real customers on Tidjai app
🌟 Trusted by over 2 million customers
📍 Branches nationwide over 1,800 locations
🔍 Interest rate transparent verifiable, no hidden fees
🚀 Quick callbackFast approval
Why do over 2 million customers choose Tidlor?
Reviews from over 50,000 real customers on Tidjai app
🌟 Trusted by over 2 million customers
📍 Branches nationwide over 1,800 locations
🔍 Interest rate transparent verifiable, no hidden fees
🚀 Quick callbackFast approval

Popular loan amount examples

example-loan calculator icon

Want to know how much you can borrow with your vehicle?

Note: These numbers are just examples! The actual credit limit will depend on your motorcycle condition, documents and company terms and conditions
Honda PCX 160 160cc 2021
Honda PCX 160 160cc 2021Loan Amount 58,000 บาท
Honda Wave 110i 110cc 2021
Honda Wave 110i 110cc 2021Loan Amount 33,000 บาท
Yamaha NMAX 155cc 2021
Yamaha NMAX 155cc 2021Loan Amount 47,000 บาท
4 Stepsloan_step
Motorcycle Title Loan Application
1
Apply
Submit application online or at nearby branch easily
Apply Now
2
Answer Call
We will call you as soon as possible to verify information
3
Submit Documents
Bring your motorcycle and required documents to the nearest branch
View Required Documents
4
Get Results
Know the result within 1 hour if all required documents are complete, subject to the Company’s conditions.
Special!
ForNew Customers
Free! Accident insurance with maximum coverage of 200,000 THB

Apply for motorcycle title loan and get free accident insurance with maximum coverage of 200,000 THB to ensure your peace of mind in every journey. You will receive coverage in case of unexpected events.

** Terms and conditions apply as per company policy

Why choose TIDLOR motorcycle title loan?

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No Guarantor Required

Just have a motorcycle (even if still under finance). Use your motorcycle registration to get funds—no guarantor needed.

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Any Occupation Can Apply

Employees, permanent staff, private business, or freelancers with at least 6 months of work experience or business operation.

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Choose Your Repayment Term

Choose a repayment term that suits your needs, from 12 to 60 months. No worries about financial burden.

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Bank Transfer or Cash Withdrawal

For cardholders only* Transfer directly to account via app or withdraw cash at ATM. Choose the convenient method for you.

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Motorcycle Under Loan Can Refinance

Motorcycle under finance and need urgent funds? Apply for refinancing even if you’re still paying installments.

Interested to Apply

Quick money from motorcycle, no need to sell to get money!

Motorcycle title loan is a convenient financing option with fast approval. Keep using your motorcycle as usual and access funds when needed. Eligible customers may also receive a Tidlor Card for emergency cash withdrawals.No need to apply for new loan, convenient and secure for all life situations

You have a motorcycle...but still lack money, right?

  • Emergency situation, need money urgently!
  • Medical expenses, business costs, children's tuition fees come unexpectedly
  • Income not enough, expenses overwhelming, borrowing from others is difficult

But you have a "motorcycle" that still works, did you know you can apply for a loan with it?

We understand well...you don't want to be in debt, but just "need an opportunity"

Most people don't want to borrow money or apply for loans unless necessary. But sometimes problems come unexpectedly. Tidlor has designed a "motorcycle title loan" that lets you convert your motorcycle registration into money immediately.

Any occupationcan apply for loan
loan requirement

Applicant Requirements

  • General individuals aged 21-68 years
  • Have own motorcycle, motorcycle age not exceeding 15 years
  • Employees, permanent staff, or private business with current work experience of 6 months or more

Required Documents

1

Original ID card

2

Original registration book

3

Other documents as per company conditions

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Frequently Asked Questionsfaq icon

Find the answers you need quickly!

Motorcycle Title Loan Application Conditions

Tidlor considers motorcycles not older than 15 years, fully paid off and with proper registration book. The approved amount depends on the brand, model, year, as well as the applicant's income and qualifications. Read more details at Motorcycle Title Loan

What is the interest rate for a motorcycle title loan with Tidlor Card?

For motorcycle title loan with Tidlor Card, the interest rate is 1.13% per month (flat monthly rate), equivalent to an effective (reducing balance) rate of 24% per year.

Note
  • The effective (reducing balance) interest rate is calculated based on a 12-month loan period.
  • Applicable only to customers who have activated a Tidlor Card.

Is the free personal accident insurance from motorcycle title loan applications inclusive of medical expenses? How long does it cover?

The free personal accident insurance received from Tidlor motorcycle title loan does not include medical expense coverage. The coverage period is 1 year. In the event of an unforeseen event, the insured amount will be paid to the designated beneficiary. If you are interested in accident insurance that covers medical expenses, starting from only 1 THB per day, buy here.
ppi

Free your loved ones from debt with Payment Protection Insurance (PPI)

Choose PPI for peace of mind in every loan. Reduce risk of default in unexpected events such as death or total permanent disability.

Revolving credit via

Card+App
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Perfect convenience

If you choose a contract with Tidlor card, withdraw cash at ATM with the card or transfer via app easily.Card for cash withdrawal anywhere, app for instant transfer to your account.

Tidlor Card

  • Apply once, use long-term No need to re-apply for a new loan
  • ATM card with you Withdraw cash at ATMs 24 hours*
  • Free card with no extra fees No annual fee for peace of mind

Tidjai app

  • Transfer to bank account Available from 6:00 AM to 10:45 PM
  • Manage Tidlor Card Settings, check your credit limit, and check eligibility for additional funds.
  • Check balance and pay bills easilyCheck outstanding amount and pay bills instantly
app
*You can transfer via Tidjai app with a fee of 3 THB per transaction or via ATMs of Krungsri, Krungthai, Government Savings Bank, Bangkok Bank, SCB 24 hours and KBank 01:00 - 22:00 with a fee of 5 THB per transaction
So you can be confident and fully understand this product

We have gathered important information and documents for you. Please click to see more details.

Interest rates and fees
Contract example
Product sales documents
Loan approval notes

How to calculate motorcycle title loan interest using reducing balance method

Interest to be paid in that installment = (Remaining principal x Annual interest rate x Number of days per installment) / Number of days per year

Example: Khun Sodsai wants to apply for 20,000 THB loan

Principal 20,000 THB, choose repayment period of 24 installments, interest rate 1.13% per month as flat rate interest, which is equivalent to effective reducing balance interest rate of 24% per year. Average monthly installment 1,078 THB. Total interest throughout contract period 5,267.65 THB. Total amount to be paid 25,267.65 THB.

Note
  • The above interest is an approximate calculation depending on contract date and installment due date
  • The reducing-balance interest rate is calculated based on the Bank of Thailand’s guidelines
  • Borrow only as necessary and within repayment capacity. Interest rate 24% per year, repayment period minimum 12 months, maximum 30 months
Notes on interest rates, fees and other expenses
  • Interest, penalties, service charges and any fees altogether not exceeding 24% per year
  • Fee for loan withdrawal via ATM charged 5 THB per transaction (when calculated together with interest of each contract, not exceeding 24% per year)
    • Fee for loan transfer to account via Tidjai app charged 3 THB per transaction (when calculated together with interest of each contract, not exceeding 24% per year)
    • Debt collection expenses (including VAT) (in the case of overdue payments)
      • 1 installment overdue: 50 THB per collection attempt
      • 2 installments or more overdue: 100 THB per collection attempt
    • Cheque return fee 200 THB per time
    • Stamp duty charged at the actual rate prescribed by law

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