Question 1

Who can apply for a car/pickup title loan or refinance?

Accepted Answer

Tidlor considers vehicles not older than 20 years from the year of manufacture. For a title loan, the vehicle should be free of encumbrances and have a proper registration book. For refinance, a vehicle still under finance may be eligible if the customer has a good payment history. The approved amount depends on vehicle brand, model, year, income, and applicant qualifications.

Question 2

What are the applicant qualifications?

Accepted Answer

Applicants should generally be 21 - 68 years old, own a sedan or pickup vehicle not older than 20 years, and be an employee, permanent staff member, or business owner/freelancer with at least 6 months of current work or business history.

Question 3

What documents are required?

Accepted Answer

The main required documents are the original ID card, the original vehicle registration book, and other documents subject to company conditions. For higher credit limits, the company may request additional income-related documents.

Question 4

What is the interest rate for this loan?

Accepted Answer

The reducing-balance interest rate is 12% - 24% per year. The page FAQ also states a starting rate of 0.56% per month flat rate, equivalent to 12% per year, and a sample rate of 0.98% per month flat rate, equivalent to 21% per year. Approval remains subject to the company's discretion.

Question 5

How long can the repayment term be?

Accepted Answer

Customers can choose repayment terms from 12 months up to 60 months, subject to the product conditions and the company's approval criteria.

Question 6

How fast can I know the result?

Accepted Answer

If all required documents are complete, applicants can know the result within 1 hour, subject to the company's conditions.

Question 7

Which channels are available to apply or use the service?

Accepted Answer

Customers can apply through the Tidlor website or visit a nearby branch. Eligible customers with Tidlor Card or the Tidlor app can also manage their credit line, transfer funds, and check balances through the app according to service conditions.

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Car/Pickup Title Loan
& Refinance

Apply for a Car/Pickup Title Loan

Has your vehicle been fully paid off?

Applicant Requirements

Required Documents

Car/Pickup Title Loan & Refinance

Apply for a Car/Pickup Title Loan

Has your vehicle been fully paid off?

Applicant Requirements

Required Documents

Car/Pickup Title Loan
& Refinance