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Car Registration Loan(Sedan - Pickup)

Low Interest Starting from 12% per year
Easy loan, keep using your car, no need to transfer ownership, get money fast, convenient through app!
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Landowner Loan Application

  • Easy, fast money
  • Any occupation
  • No guarantor

Is your car fully paid off?

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Application Process
Why Choose Our Loan
Applicant Requirements
Frequently Asked Questions
Required Documents
Why do over 2 million customers choose Tidlor?
Reviews from over 50,000 real customers on Tidlor app
🌟 Trusted by over 2 million customers
📍 Branches nationwide over 1,600 locations
🔍 Interest rate transparent verifiable, no hidden fees
🚀 Fast transferwithin 30 minutes after approval
Why do over 2 million customers choose Tidlor?
Reviews from over 50,000 real customers on Tidlor app
🌟 Trusted by over 2 million customers
📍 Branches nationwide over 1,600 locations
🔍 Interest rate transparent verifiable, no hidden fees
🚀 Fast transferwithin 30 minutes after approval
4 Stepsloan_step
Car Registration Loan Application
(Sedan - Pickup)
Get results within 1 hour
1
Apply
Submit application online or at nearby branch easily
Apply Now
2
Answer Call
We will call you as soon as possible to verify information
3
Submit Documents
Just drive your car with documents to our nearest branch
View Required Documents
4
Get Results
Within 1 hour (if all documents are submitted)

Why choose TIDLOR land loan?

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Consolidate Debts

Combine multiple debts into one place. Low interest starting from 12% per year. Transfer to us for easier payments than minimum payments. Clear debts while keeping cash flow for business.

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No Guarantor Required

Just have a sedan, pickup, or car still under finance. You can use your car to get money without the hassle of finding a guarantor.

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Any Occupation Can Apply

Employees, permanent staff, private business, or freelancers with at least 6 months of work experience or business operation.

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Choose Payment Period

Whether short or long-term payments, you can choose. Maximum 60 months or as short as 12 months. No worries about financial burden.

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Bank Transfer or Cash Withdrawal

For cardholders only* Transfer directly to account via app or withdraw cash at ATM. Choose the convenient method for you.

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Car Under Loan Can Refinance

Car under finance and need urgent money? Apply for car refinancing even if still paying installments.

Interested to Apply

Need urgent money? Land title can help, no need to sell to get money!

Loan for land owners, easy application, fast approval, quick money, no need to register mortgage, no need to endorseLand title is in your name, just this is enough to apply for a loan, peace of mind in all life situations

Because unexpected events can happen at any time!

  • Emergency situation, need money urgently!
  • Medical expenses, business costs, children's tuition fees come unexpectedly
  • Income not enough, expenses overwhelming, borrowing from others is difficult

Did you know...? Just having a land title that you own, you can apply for a loan with it

We understand well...you don't want to be in debt, but sometimes life can have setbacks

Most people don't want to borrow money or apply for loans unless necessary. But sometimes problems come unexpectedly. Tidlor has designed a "loan for land owners" that lets you convert your land title into capital, so life can continue.

Any occupationcan apply for loan
loan requirement

Applicant Requirements

  • General individuals aged 21-60 years
  • Have own sedan-pickup, car age not exceeding 18 years
  • Employees, permanent staff, or private business with current work experience of 6 months or more

Required Documents

1

Original ID card

2

Original registration book

3

Other documents as per company conditions
(In case of high credit limit, company may request additional documents for income assessment)

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Frequently Asked Questionsfaq icon

Find the answers you need quickly!

What are the conditions for applying for a land loan?

Ngern Tid Lor only accepts land title deeds that are free of encumbrances. The types of title deeds accepted include:
  1. NS.3K: House and Land (Green Garuda)
  2. NS.4: House and Land (Red Garuda)
  3. CH.2: Condominium (Condominium Unit Ownership Certificate)
Ngern Tid Lor accepts vacant land, land with buildings, landlocked land, and condominiums.
*The title deed holder must be the sole owner and their name must match the loan applicant's name exactly.

What are the borrower qualifications?

Qualifications for land loan applicants - Easy application, fast approval. Simply meet the following requirements:
  1. Applicant must be between 21-70 years of age
  2. Must be an individual (corporate entities not accepted)
  3. No minimum ownership period required - you can apply regardless of how long you've owned the property
  4. All occupations accepted
    a. Employees or permanent staff with at least 6 months of employment
    b. Self-employed with business operating for at least 6 months

What documents are required for a land loan application?

Only 5 documents are required for loan application:
  1. Original ID card
  2. Bank account book copy (name must match borrower's name)
  3. Original land title deed (NS.4 / NS.3K / CH.2)
  4. Appraisal certificate with receipt and witness fee receipt from the Land Department (not older than 30 days)
  5. Proof of common area fee payment for the latest year/period (for condominiums only (CH.2))
If additional documents are needed for consideration, our staff will inform you accordingly.

Do you accept loan applications from risk areas?

Ngern Tid Lor does not currently offer land loan services in the 3 southern border provinces (Pattani, Yala, Narathiwat).

What is the interest rate?

Interest rate starts from 0.70% per month as a flat monthly rate which is equivalent to an effective reducing balance rate of 15% per annum (calculated based on a 12-month loan period)
ppi

Free your loved ones from debt with Payment Protection Insurance (PPI)

Choose PPI for peace of mind in every loan. Reduce risk of default in unexpected events such as death or total permanent disability.

Revolving credit via

Card+App
=
Perfect convenience

If you choose a contract with Tidlor card, withdraw cash at ATM with the card or transfer via app easily.Card for cash withdrawal anywhere, app for instant transfer to your account.

Tidlor Card

  • Apply once, use long-term No need to re-apply for a new loan
  • ATM card with you Withdraw cash at ATMs 24 hours*
  • Free card with no extra fees No annual fee for peace of mind

Tidlor App

  • Transfer to bank account Transfer loan to bank account 24 hours
  • Manage Tidlor Card Settings, check and increase limit via app
  • Check balance and pay bills easilyCheck outstanding amount and pay bills instantly
app
*You can transfer via Tidlor app with a fee of 3 THB per transaction or via ATMs of Krungsri, Krungthai, Government Savings Bank, Bangkok Bank, SCB 24 hours and KBank 01:00 - 22:00 with a fee of 5 THB per transaction
So you can be confident and fully understand this product

We have gathered important information and documents for you. Please click to see more details.

Interest rates and fees
Contract example
Product sales documents
Loan approval notes

How to calculate loan for land owners interest using reducing balance method

Reducing balance interest rate 15% per year (effective from Apr 18, 2025 onwards)

Example: Khun Sodsai wants to apply for 100,000 THB loan

Principal 100,000 THB, choose repayment period of 60 installments, interest rate 0.70% per month as flat rate interest, which is equivalent to effective reducing balance interest rate of 15% per year. Average monthly installment 2,395 THB. Total interest throughout contract period 42,188.43 THB. Total amount to be paid 142,188.43 THB.

Note
  • The above interest is an approximate calculation depending on contract date and installment due date
  • Reducing balance interest rate calculation method refers to Bank of Thailand
  • Borrow only as necessary and within repayment capacity. Interest rate 0.70% per month (as of April 18, 2025) is a flat monthly rate, which is equivalent to an effective reducing balance interest rate of 15% per year. Repayment period 12 - 60 months
Notes on interest rates, fees and other expenses
  • Interest, penalties, service charges and any fees altogether not exceeding 15% per year
  • Debt collection expenses (including VAT) (in the case of overdue payments)
    • 1 installment overdue: 50 THB per collection cycle
    • 2 installments or more overdue: 100 THB per collection cycle
  • Cheque return fee 200 THB per time
  • Debt collection expenses (including VAT) (in the case of overdue payments)

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