Fast approval with your vehicle registration as collateral
Select the Loan or Refinancing Option You Are Interested In
Has your vehicle been fully paid off?
Why do over 2 million customers choose Tidlor?
Reviews from over 50,000 real customers on Tidlor app
🌟 Trusted by over
📍 Branches nationwide over
🔍 Interest rate verifiable, no hidden fees
🚀 Quick callback Fast approval
Why do over 2 million customers choose Tidlor?
Reviews from over 50,000 real customers on Tidlor app
🌟 Trusted by over
📍 Branches nationwide over
🔍 Interest rate verifiable, no hidden fees
🚀 Quick callback Fast approval
Popular loan amount examples
Want to know how much you can borrow with your vehicle?
Honda CITY 1.5 18AH (Y2018)Loan Amount 215,200 - 322,800 บาท
Toyota Yaris 1.2 18 AC (Y2018)Loan Amount 182,400 - 273,600 บาท
ISUZU D-MAX 2.5 12BR / 12CU (Y2012)Loan Amount 222,400 - 333,600 บาท
Mitsubishi ATTRAGE 1.2 18AG (Y2018)Loan Amount 102,400 - 153,600 บาท
Ngern Tid Lor Loans
Fast loan approval, no guarantor required. Whether it's vehicle title loans or land title deeds
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Who is Ngern Tid Lor?
Ngern Tid Lor is a non-bank financial service provider specializing in title loans for motorcycles, cars, pickups, and trucks. We are committed to creating opportunities for Thai people to access transparent, fair, and convenient financial services through branches nationwide and digital channels.Customers Helped (Past 5 Years)
2,904,526
casesFree Personal Accident Insurance
2,030,550
cases*As of December 31, 2024
Awards and Recognition We've Received
Recognized nationally and internationally, thanks to your trust
Best Customer Centric Business Model 2024- The Digital Banker
Thailand's Most Admired Brand 2024- BrandAge
HR Asia Best Companies to Work For in Asia 2024
Marketeer No.1 Brand Thailand 2024(Vehicle Title Loan)
Did You Know?
Why we want you to have the Tidlor card... Find out!How to Calculate Interest for Car & Pickup Vehicle Title Loans (Reducing Balance Method)
Interest payable per installment = (Outstanding principal × Annual interest rate × Days per installment) ÷ Days per yearExample: Ms. Sodsai applies for a loan of 20,000 baht
Principal: 20,000 baht, repayment period: 24 installments, interest rate: 1.13% per month (flat rate), equivalent to an effective reducing balance rate of 24% per annum. Average monthly installment: 1,078 baht, total interest over contract term: 5,267.65 baht, total amount payable: 25,267.65 baht
Note
- The above interest calculation is approximate and depends on the contract date and installment due dates
- The reducing-balance interest rate is calculated based on the Bank of Thailand’s guidelines
- Borrow only what is necessary and can be repaid. Interest rate: 12 - 24% per annum, repayment period: 12-60 months
Note: Interest Rates, Fees and Other Charges
- Interest, penalties, service charges, and any fees combined shall not exceed 24% per annum
- ATM loan withdrawal fee: 5 baht per transaction (when calculated together with interest for each contract, shall not exceed 24% per annum)
- Loan transfer fee via Ngern Tid Lor app: 3 baht per transaction (when calculated together with interest for each contract, shall not exceed 24% per annum)
- Debt collection expenses (VAT included) in case of overdue payment:
- 1 installment overdue: 50 baht per collection attempt
- 2 or more installments overdue: 100 baht per collection attempt
- Returned check fee: 200 baht per occurrence
- Stamp duty charged at the actual rate prescribed by law
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