Credit Claude AI or ChatGPT.
tidlorlogo

Truck Title Loan
& Refinance

No ownership transfer required—vehicles
still under finance are also eligible
Fast approval, quick funds, loan amounts of up to THB 40 million
loan_truck

Apply for a Truck Title Loan

  • Fast funding up to 40 million baht
  • Registration transfer not required
  • Repayment terms up to 60 months

Has your vehicle been fully paid off?

By clicking "Confirm", you indicate that you have read and acknowledged the Privacy Policy.
Application Process
Why Choose Our Loan
Applicant Requirements and Required Documents
Frequently Asked Questions
Why do over 2 million customers choose Tidlor?
Reviews from over 50,000 real customers on Tidjai app
🌟 Trusted by over 2 million customers
📍 Branches nationwide over 1,800 locations
🔍 Interest rate transparent verifiable, no hidden fees
🚀 Quick callbackFast approval
Why do over 2 million customers choose Tidlor?
Reviews from over 50,000 real customers on Tidjai app
🌟 Trusted by over 2 million customers
📍 Branches nationwide over 1,800 locations
🔍 Interest rate transparent verifiable, no hidden fees
🚀 Quick callbackFast approval
4 Stepsloan_step
Truck Title Loan Application
1
Apply
Submit application online or at nearby branch easily
Apply Now
2
Answer Call
We will call you as soon as possible to verify information
3
Submit Documents
No need to drive to a branch — we provide on-site service.
View Required Documents
4
Get Results
Within 1 hour (if all documents are submitted)

Why choose TIDLOR truck title loan?

loanPage.truck-benefit-1

No ownership transfer required

Fast approval with complete documents, quick access to funds, no ownership transfer required, and trucks up to 30 years old are eligible.

loanPage.truck-benefit-2

Loan amounts up to THB 40 million

Interest is calculated on a reducing-balance basis, with flexible repayment terms of up to 60 months.

loanPage.truck-benefit-3

Any occupation can apply

Improve your liquidity and access working capital for your business. No need to bring your truck to the branch—Tidlor is happy to serve you on-site.

loanPage.truck-benefit-4

Choose Your Repayment Term

Choose a repayment term that suits your needs, from 12 to 60 months. No worries about financial burden.

loanPage.truck-benefit-5

Bank Transfer or Cash Withdrawal

For cardholders only* Transfer directly to account via app or withdraw cash at ATM. Choose the convenient method for you.

loanPage.truck-benefit-6

Truck Under Loan Can Refinance

If your truck is still under finance and you need urgent funds or want to reduce your monthly payments, you can refinance with Tidlor.

Interested to Apply

Quick money from truck, no need to sell to get money!

Truck Title Loan — Easy to apply, fast approval, quick funds, no ownership transfer required, and your truck stays in useHave Tidlor card ready to withdraw money in emergencies, no need to apply for new loan, convenient and secure for all life situations

You have a truck...but still lack money, right?

  • Emergency situation, need money urgently!
  • Medical expenses, Business operating expenses, children's tuition fees come unexpectedly
  • Income not enough, expenses overwhelming, borrowing from others is difficult

But you have a "truck" that still works, did you know you can apply for a loan with it?

We understand well...you don't want to be in debt, but just "need an opportunity"

Most people don't want to borrow money or apply for loans unless necessary. But sometimes problems come unexpectedly. Tidlor has designed a "Truck Title Loan" that lets you convert your truck registration into money immediately.

Any occupationcan apply for loan
loan requirement

Applicant Requirements

  • General individuals aged 21-70 years
  • Juristic persons with business operations of at least 1 year
  • Have own truck, truck age not exceeding 30 years
  • Truck free of encumbrance or still under finance with other financial institutions

Required Documents

1

Original ID card

2

Original registration book

3

Other documents as per company conditions
(In case of high credit limit, company may request additional documents for income assessment)

We have compared for you
tidlorlogoOthers
Cash card available for withdrawals at leading bank ATMs nationwide
Interest charged only on usage, no withdrawal no interest
App available to check balance, view bills, and pay 24/7
Transfer loan via app and get money instantly
Full payment on time gets interest discount

Frequently Asked Questionsfaq icon

Find the answers you need quickly!

Truck Title Loan Application Terms and Conditions

Tidlor accepts trucks not older than 30 years from the registration year
  • For truck title loans, we accept trucks free of encumbrance with a valid registration book
  • For refinance service, with a good repayment history, you can apply for a loan and may receive immediate approval
The approved amount depends on the brand, model, registration year of the vehicle, as well as the income and qualifications of the loan applicant
Read more details at Truck Title Loan

What are the interest rates for truck title loans?

  • Truck Title Loan without GPS card, starting interest rate of 0.70% per month (flat rate interest) which is equivalent to a reducing balance interest rate of 15% per annum
  • Truck Title Loan with GPS card, interest rate of 0.84 - 1.13% per month as a flat monthly rate, which is equivalent to a reducing balance interest rate of 18 - 24% per annum (calculated based on a 12-month loan period). For customers who activate the GPS card, they will receive a special interest rate of 1.03% per month as a flat monthly rate, which is equivalent to a reducing balance interest rate of 22% per annum (calculated based on a 12-month loan period)
Note
  • Reducing balance interest rate calculated based on a 12-month loan period
  • Approval is subject to the company's discretion

What are the qualifications for Truck Title Loan applicants with and without GPS cards?

  • For truck title loans without GPS card, reserved for customers aged 21-70 years, accepting only trucks not older than 30 years and specified brands (from the registration year)
  • For truck title loans with GPS card, reserved for customers aged 21-60 years, accepting only trucks not older than 20 years and specified brands (from the registration year)
  • Individuals or self-employed, aged 21 - 70 years
  • Juristic persons with business operations of at least 1 year
Read more details at Truck Title Loan

What is the repayment period for truck title loans at Tidlor?

  • Loan amounts up to THB 40 million
  • Without a Tidlor Card: repayment terms start from 12 installments and go up to 60 installments
  • With a Tidlor Card: flexible repayment terms of up to 60 installments
Read more at Truck Title Loan

What if it's not convenient to drive the truck to Tidlor branch?

Don't worry! If you want to apply for a truck title loan, the truck is large and inconvenient to bring, Tidlor is happy to provide on-site service for both truck title loans and refinance. Interested to apply?
Call now! 088-088-0880 or Click here! Truck Title Loan
ppi

Free your loved ones from debt with Payment Protection Insurance (PPI)

Choose PPI for peace of mind in every loan. Reduce risk of default in unexpected events such as death or total permanent disability.

Revolving credit via

Card+App
=
Perfect convenience

If you choose a contract with Tidlor card, withdraw cash at ATM with the card or transfer via app easily.Card for cash withdrawal anywhere, app for instant transfer to your account.

Tidlor Card

  • Apply once, use long-term No need to re-apply for a new loan
  • ATM card with you Withdraw cash at ATMs 24 hours*
  • Free card with no extra fees No annual fee for peace of mind

Tidjai app

  • Transfer to bank account Available from 6:00 AM to 10:45 PM
  • Manage Tidlor Card Settings, check your credit limit, and check eligibility for additional funds.
  • Check balance and pay bills easilyCheck outstanding amount and pay bills instantly
app
*You can transfer via Tidjai app with a fee of 3 THB per transaction or via ATMs of Krungsri, Krungthai, Government Savings Bank, Bangkok Bank, SCB 24 hours and KBank 01:00 - 22:00 with a fee of 5 THB per transaction
So you can be confident and fully understand this product

We have gathered important information and documents for you. Please click to see more details.

Interest rates and fees
Contract example
Product sales documents
Loan approval notes

How to calculate Truck Title Loan and truck refinancing interest using reducing balance method

Interest to be paid in that installment = (Remaining principal x Annual interest rate x Number of days per installment) / Number of days per year

Example: Khun Sodsai wants to apply for 20,000 THB loan

Principal 20,000 THB, choose repayment period of 24 installments, interest rate 1.13% per month as flat rate interest, which is equivalent to effective reducing balance interest rate of 24% per year. Average monthly installment 1,078 THB. Total interest throughout contract period 5,267.65 THB. Total amount to be paid 25,267.65 THB.

Note
  • The above interest is an approximate calculation depending on contract date and installment due date
  • The reducing-balance interest rate is calculated based on the Bank of Thailand’s guidelines
  • Borrow only what is necessary and repay within your means. Interest rates are 15%–24% per year (as of April 18, 2025), calculated on a reducing-balance basis, with repayment terms of 12–60 months.
Notes on interest rates, fees and other expenses
  • Interest, penalties, service charges and any fees altogether not exceeding 24% per year
  • Debt collection expenses (including VAT) (in the case of overdue payments)
    • 1 installment overdue: 50 THB per collection attempt
    • 2 installments or more overdue: 100 THB per collection attempt
  • Cheque return fee 200 THB per time
  • Stamp duty charged at the actual rate prescribed by law

Recommended Products

Fast-approved loans without guarantor needed, whether car title loans or land title pledge