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Car/Pickup Title Loan
& Refinance

Low Interest Starting from 12% per year
Fast approval, keep using your car, no need to transfer ownership, get money fast, convenient through app!
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Apply for a Car/Pickup Title Loan

  • Fast approval, no guarantor required
  • Receive both cash and Tidlor Card
  • Extended credit line available

Has your vehicle been fully paid off?

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4 Stepsloan_step
Car/Pickup Title Loan Application
1
Apply
Submit application online or at nearby branch easily
Apply Now
2
Answer Call
We will call you as soon as possible to verify information
3
Submit Documents
Just drive your car with documents to our nearest branch
View Required Documents
4
Get Results
Know the result within 1 hour if all required documents are complete, subject to the Company’s conditions.

Why choose TIDLOR Car/Pickup Title Loan?

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Consolidate Debts

Combine multiple debts into one place. Low interest starting from 12% per year. Transfer to us for easier payments than minimum payments. Clear debts while keeping cash flow for business.

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No Guarantor Required

Just have a sedan, pickup, or car still under finance. You can use your car to get money without the hassle of finding a guarantor.

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Any Occupation Can Apply

Employees, permanent staff, private business, or freelancers with at least 6 months of work experience or business operation.

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Choose Your Repayment Term

Choose a repayment term that suits your needs, from 12 to 60 months. No worries about financial burden.

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Bank Transfer or Cash Withdrawal

For cardholders only* Transfer directly to account via app or withdraw cash at ATM. Choose the convenient method for you.

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Car Under Loan Can Refinance

Car under finance and need urgent money? Apply for car refinancing even if still paying installments.

Interested to Apply

Quick money from Car/Pickup, no need to sell to get money!

Car/Pickup title loan is a convenient financing option with fast approval. Keep using your car/pickup as usual and access funds when needed. Eligible customers may also receive a Tidlor Card for emergency cash withdrawals, no need to apply for new loan, convenient and secure for all life situations

You have a car...but still lack money, right?

  • Emergency situation, need money urgently!
  • Medical expenses, business costs, children's tuition fees come unexpectedly
  • Income not enough, expenses overwhelming, borrowing from others is difficult

But you have a "Car/Pickup" that still works, did you know you can apply for a loan with it?

We understand well...you don't want to be in debt, but just "need an opportunity"

Most people don't want to borrow money or apply for loans unless necessary. But sometimes problems come unexpectedly. Tidlor has designed a "car title loan" that lets you convert your car title into money immediately.

Any occupationcan apply for loan
loan requirement

Applicant Requirements

  • General individuals aged 21-68 years
  • Have own Car/Pickup, car age not exceeding 20 years
  • Employees, permanent staff, or private business with current work experience of 6 months or more

Required Documents

1

Original ID card

2

Original registration book

3

Other documents as per company conditions
(In case of high credit limit, company may request additional documents for income assessment)

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Frequently Asked Questionsfaq icon

Find answers quickly!

Car/Pickup Title Loan Application Conditions

Tidlor accepts cars not older than 20 years from year of manufacture.
  • Car/Pickup Title Loan: car must be free of encumbrances and have a proper registration book
  • For refinance: if you have a good payment history, you can apply and may be eligible for approval, subject to review. The approved amount depends on car brand, model, year, income, and applicant qualifications.
Read more details at Car and pickup truck title loan

New Loan Application Conditions (for Tidlor Customers)

Tidlor provides new loan services for customers with good payment history. Easily check your eligibility via Tidjai app Download here or contact Tidlor Find branch near you here

What is the interest rate for car and pickup title loans?

For car and pickup truck title loans, both with and without Tidlor Card, the interest rate is 0.98% per month as a flat monthly rate, equivalent to an effective (reducing balance) rate of 21% per year. The starting interest rate is 0.56% per month, which is a flat monthly rate, equivalent to an effective (reducing balance) rate of 12% per year.

Note
  • The effective (reducing balance) interest rate is calculated based on a 12-month loan period.
  • Approval is subject to the company's discretion.

Revolving credit via

Card+App
=
Perfect convenience

If you choose a contract with Tidlor card, withdraw cash at ATM with the card or transfer via app easily.Card for cash withdrawal anywhere, app for instant transfer to your account.

Tidlor Card

  • Apply once, use long-term No need to re-apply for a new loan
  • ATM card with you Withdraw cash at ATMs 24 hours*
  • Free card with no extra fees No annual fee for peace of mind

Tidjai app

  • Transfer to bank account Available from 6:00 AM to 10:45 PM
  • Manage Tidlor Card Settings, check your credit limit, and check eligibility for additional funds.
  • Check balance and pay bills easilyCheck outstanding amount and pay bills instantly
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*You can transfer via Tidjai app with a fee of 3 THB per transaction or via ATMs of Krungsri, Krungthai, Government Savings Bank, Bangkok Bank, SCB 24 hours and KBank 01:00 - 22:00 with a fee of 5 THB per transaction

Interest rates for Car/Pickup Title Loan

Interest rates: 12%–24% per year (effective from Apr 18, 2025), calculated on a reducing-balance basis

Example: Khun Sodsai applies for 20,000 THB loan

Principal 20,000 THB, 24 installments, 1.13% monthly flat rate equivalent to 24% effective rate per year. Average monthly installment 1,078 THB. Total interest 5,267.65 THB. Total payment 25,267.65 THB.

Note
  • The above interest is an approximate calculation depending on contract date and installment due date
  • The reducing-balance interest rate is calculated based on the Bank of Thailand’s guidelines
  • Borrow only what is necessary and repay within your means. Interest rates are 12%–24% per year (as of April 18, 2025).
Notes on interest rates, fees and other expenses
  • Interest, penalties, service charges and any fees altogether not exceeding 24% per year
  • ATM withdrawal fee 5 THB per transaction (when combined with interest of each contract not exceeding 24% per year)
    • Transfer fee via Tidjai app 3 THB per transaction (when combined with interest of each contract not exceeding 24% per year)
    • Debt collection expenses (including VAT) (in the case of overdue payments)
      • 1 installment overdue: 50 THB per collection attempt
      • 2 installments or more overdue: 100 THB per collection attempt
    • Cheque return fee 200 THB per time
    • Stamp duty charged at the actual rate prescribed by law